Posts By: George

Is investing just a posh word for gambling?

Posted by & filed under Badger's Blog.

Coming into this part of the industry recently I decided to study the concept of financial planning and it quickly dawned on me it was a little more complex than being ‘sold’ a product! I was asked the other day whether my job was essentially to be a paid gambler of another person’s money! It’s […]

New charity

Posted by & filed under News.

After working with James House for a few years we believe that the charity is now strong enough, without our help, to prosper. We are excited to be financially supporting Charity: Water. Nearly 1 in 10 people in the world live without clean water. Not only does that take kids out of school but it […]

Cash

Posted by & filed under Badger's Blog.

Holding cash for short term goals is important; people need cash for daily living, but over the long-term consideration should be given as to whether it is the right asset class There is something comforting about cash; we know if we have £100 in the bank and we don’t spend it, we will still have […]

Hung Parliament

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looking at marginal seats the Conservatives were just 400 votes short of a majority, and Labour 103,550 Despite what some might want to tell us, it is fair to say in this election there were no winners. The two biggest parties saw their share of votes increase significantly; the last time we saw this level […]

Time in the market

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If I am investing for 20 years and I don’t need the money, then it doesn’t matter what the markets do today or tomorrow because I can’t control that, or second guess what might happen. When markets are rising, there is a danger that we think (or secretly hope) that they will keep going up. […]

Buy-to-let – some thoughts

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Going in today is not for the faint hearted. You have higher up-front costs, a squeeze on margins, no idea of future legislation and potentially falling house prices and rental income. There is no doubt that over the last 20 years, buy-to-let property has been a good investment. Landlords have not only benefited from an […]

Financial Shocks

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There are many risks in life; when we get into the car and drive this could be risky; when we own a house there are risks that things can go wrong Recently I have been writing about what is important to us, and how we can create achievable goals. There are many risks in life; […]

Why plans are important?

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When I started working my godfather offered some advice; “save as much money as you can”. I took his advice and over a few years invested in several ten-year investment plans. As time moved on the amount of money I had grew, and it became central to everything I did. By the time the dot.com […]

Vive la France!

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Having spent some time with European Fund Managers there is the inevitable discussion about European politics and the risks for investors. There are four key events facing Europe this year: 15 March – Netherlands Elections 31 March – UK triggers Article 50 7 May – French Presidential Elections 24 September – German General Elections At […]

Understanding how you can benefit from your pension fund

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Apples and pension freedoms carry similarities 2015 saw radical changes to the way pension benefits could be paid in retirement; suddenly it seemed everything was much simpler. I still remember the headlines the next day about using the pension fund to buy that yacht or sports car you had always dreamed about. It is worth […]