High charges kill performance………
I have long argued that charges are not always the be all and end all when it comes to investing. The problem is that we are fixated on charges and…
I have long argued that charges are not always the be all and end all when it comes to investing. The problem is that we are fixated on charges and…
I have read some tweets and articles saying the end of Funding for Lending a year early could be good news for savers and this made me think…….why do we…
This is my second blog looking at investment performance and how this is seen as a given by clients. I can quote every statistic under the sun about market timing…
I recently read a report which indicated that clients of financial planners do not value investment performance, but they expect good performance as a given. This made me think, if…
This week the government announced a review into pension charges, something I support but somehow I think the government has got it wrong again. The problem is that they seem…
In my final blog looking at pension charges and investments I want to consider past performance. I have recently received a report from Dr Ros Altmann called “Pensions: Time for…
In my last blog I explored the dangers of going direct, and I want to explore this a little further. The scenario which I painted took an example of someone…
I recently read a brilliantly crafted blog complaining bitterly about pension charges and how these charges had eaten up any growth in the plan. When I started reading this I…
I have read some fascinating articles of late, and heard different people, all claiming that our pension system is broken. As a father of two children our children are today…
In recent months I have studied our obsession with cash, and the apparent blindness to the destruction of its value in real terms. On one hand we are told that…
For those who feel that they can plan their retirement without advice it may be worth stopping and reading this blog. With all my blogs I put a proviso on…
When I grew up I remember the Thatcher years more than the decade before. One thing I remember vividly was this sudden shift to home ownership and the ultimate goal…