LWM Consultants Blog

  • When is the best time to invest? May 22, 2019 - Two years ago, I was talking to a friend; the conversation went along the lines of, “2016 was good, but markets are going to fall so I am going to take my money out of the market and hold it in cash”. My friend then went on to explain that once the markets had reached […]
  • A Random Walk to a Known Destination May 15, 2019 - Such was the success of the last Badger Blog, ‘The Art of the Impossible’ that honestly, it’s been daunting to follow it up with something of comparable quality. It must be acknowledged however that a few readers were left a trifle puzzled by the long, long explanation of how a simple maths puzzle could be […]
  • The Art of the Impossible April 03, 2019 - Imagine a time machine exists, able to transport us (just us) to the future. It can take us 1 year forward and we can register all that has changed, before returning to the present. We then know everything to come and with this knowledge possess unlimited opportunities for profit. Sadly (as far as I know) […]
  • The Secret of Success March 19, 2019 - When it comes to sport, I have very little interest due to a low attention span! However, I am fascinated when the underdogs win, or when great teams emerge. There are many books on what makes a great team and what creates success but often I think the ingredients are simple. For a great team […]
  • May-day May-day March 01, 2019 - Fun fact. The international distress signal ‘Mayday’ was the invention of Senior Radio Officer Mockford in 1923 and is based on the French word ‘m’aider’ meaning help me. Little I’m sure did he realise how apt it would become in 2019. Anyway, in recognition of the vastly too long end of year report this one […]
  • What a difference a year makes January 07, 2019 - The 2017 review was a pleasure to write on the back of globally positive performance numbers. 2018 has been a tough one by comparison and requires a detailed analysis of ‘why?’ Apologies that this will not be a quick or jaunty read but at difficult times when confidence is shaken, it pays to reaffirm both […]
  • The Emotional Cost December 07, 2018 - A recurring theme of our market observations over the last couple of years has been the hugely uneven levels of market volatility. 2017 was unusually benign which everyone loved and 2018 has been full of volatility which everyone dislikes greatly. We know that over time markets will on average rise, because of the growth of […]
  • What do we do with our money when facing a dot-com bubble or 2008 scenario? December 07, 2018 - Over the past few months I have produced several blogs looking at investing, market timing, and risk and volatility. To end this series I want to focus on the key message behind everything we do, and how this should help through difficult times. The process We always talk about the method behind what we do; […]
  • “This time next year, Rodders, we’ll be millionaires!” November 26, 2018 - One of my favourite TV programmes is Only Fools and Horses. The immortal words “this time next year, Rodders, we’ll be millionaires!”, will forever be stuck in my head! In almost every episode Del had another money-making scheme; each time they never seemed to come to fruition. Ironically after all those years of scheming, the […]
  • Thoughts on Brexit November 16, 2018 - The last few days have finally seen Brexit go from the abstract to the very real and very fractious. There is now a divorce settlement on the table and very few like it, which was entirely predictable. As we have said previously, there are such divergently opposed camps and beliefs that any middle ground solution […]