Neil Woodford is a star fund manager; at Invesco he ran several flagship funds and was the poster boy of the investment industry. As things appear to start to unravel it is worth perhaps just outlining the importance of research. DIY Investing The Woodford Fund has seen assets fall from over £10 billion to about […]

How many of us remember the events 2001 or 2008? Over the ten or so years since 2008, only in 2011 did we see a negative year through fears on the fragility of the global economy. In fact, over the last ten years it has been easy to forget that markets can go down, as […]

Two years ago, I was talking to a friend; the conversation went along the lines of, “2016 was good, but markets are going to fall so I am going to take my money out of the market and hold it in cash”. My friend then went on to explain that once the markets had reached […]

When it comes to sport, I have very little interest due to a low attention span! However, I am fascinated when the underdogs win, or when great teams emerge. There are many books on what makes a great team and what creates success but often I think the ingredients are simple. For a great team […]

Over the past few months I have produced several blogs looking at investing, market timing, and risk and volatility. To end this series I want to focus on the key message behind everything we do, and how this should help through difficult times. The process We always talk about the method behind what we do; […]

One of my favourite TV programmes is Only Fools and Horses. The immortal words “this time next year, Rodders, we’ll be millionaires!”, will forever be stuck in my head! In almost every episode Del had another money-making scheme; each time they never seemed to come to fruition. Ironically after all those years of scheming, the […]

Our brains are naturally wired to avoid pain and seek pleasure. When there is so much information available to us, there is often a blur between truth and manipulation. Ultimately, we are often manipulated to desire things or have a certain point of view, whether it’s an advert for an aspirational item or a political/social […]

Hardly a day goes by without hearing or seeing that the current bull market will come to an end. The arguments are compelling; if we look at history we are in the longest bull market in modern times: ‘49 – ’56: 86 months ‘74 – ‘80: 74 months ‘82 – ‘87: 60 months ‘90 – […]

Bonds (corporate and government debt) have been a haven for those seeking income as an alternative to cash. There has been a perception that bonds are nearly as safe, and perhaps there is good reason for thinking so, based on the last 30 years. But for some time, we have expressed concerns over the ‘bond […]