Terms of use and legal information

By using this website you confirm that you have understood and accepted the following terms and conditions of use.

The term ‘companies’ refers to LWM Consultants Ltd, and LWM Charitable Trust.

Past Performance

Although the companies may make reference to investment performance you should be aware that past performance of a particular asset / fund is not necessarily a reliable guide to future performance. The value of the underlying assets can fall as well as rise. The performance of assets denominated in foreign currencies will also be subject to variations in currency rates.

Copyright and trademark law

All elements of this website are protected by copyright law and belong to the companies. The copyrights of third parties are reserved. Changes to this website by unauthorised persons are prohibited.

This website, or any parts of it, may not be copied, transmitted (electronically or otherwise), linked to or used for public or commercial purposes without prior written consent of the companies.

Downloading or copying this website or any part of it does not confer a licence or any right to use any image, trademark, logo or software. The companies reserve all rights to all material on this website.

Not an offer

The contents of this website are for information purposes and are not binding, unless expressly stated otherwise. The contents of this website do no constitute a request or an offer in a legal sense or a recommendation to undertake any financial transaction or decision.

No undertakings or guarantees

Although all reasonable care has been taken in compiling the content of this website, the companies cannot offer any undertaking or guarantee, either expressly or implicitly, including liability towards third parties, regarding the correctness, completeness or up-to-dateness of its contents. The companies reserve the right to supplement this website at any time or to change or delete any information contained or views expressed on this website. The companies reserve the right to suspend or withdraw access to the pages of this website without notice at any time and accept no responsibility if these pages are not available at any given time.

The companies do not warrant and make no representation that any information or other material accessible through this website is free of virus or other harmful components, and it is your responsibility to ensure that whatever you download or select for your use from this website is free from these items.

The companies can also offer no undertaking that the information set out in this website is correct or has not been interfered with owing to technical problems (whether transmission errors, technical deficiencies, interruptions, illegal interventions by third parties, or otherwise) or for any other reason.

Under no circumstances will the companies be liable for any loss or damage, including but not limited to direct, indirect or consequential loss or damages that result in any way and for any reason from your use of the information and material provided in this website or from access to other material on the internet via web links from this website.

Data security and data protection

In the case of electronic contact or communication, your data is transmitted via a publicly accessible network. Data transmissions may cross international borders, even if the sender and recipient are both located in the same country. Even when the individual data packets are encrypted, the names of the sender and recipient may not be.

In accordance with the provisions of the Data Protection Act 1998 (as amended) (‘the Act’) the companies handle personal data (as defined in the Act) in accordance with the Act and takes appropriate measures to protect such data from unauthorised manipulation. Please note however that the world wide web is a publicly accessible system. Making personal information (including personal data) voluntarily available on-line is done at your own risk. Such data can be lost during transmission or be accessed by unauthorised parties, and the companies can-not accept any responsibility for data security in these circumstances.

Links to other websites / third-party content

Activating certain links on this website may cause you to leave this website. The companies have not checked the contents of third-party websites linked to this website and does not accept any liability for their contents or for the products or services they offer.


This website is established in the United Kingdom, and is governed by the law of England and Wales. A condition of using this website is that in the event of any dispute or proceedings regarding or arising out of the use of this website, the information contained within it, or any matters raised in this notice, you irrevocably submit to the exclusive jurisdiction of the Courts of England and Wales, and waive any objections to proceedings on the grounds of venue or inconvenience of forum.

About the companies

LWM Consultants Ltd is authorised and regulated by the Financial Conduct Authority. FCA Number 728107. The registered number is 07408315 and registered office is The Garden Suite, 23 Westfield Park, Redland, Bristol, BS6 6LT.

LWM Charitable Trust is part of the group but is not regulated by the Financial Conduct Authority.