LWM Consultants Blog

  • The Emotional Cost December 07, 2018 - A recurring theme of our market observations over the last couple of years has been the hugely uneven levels of market volatility. 2017 was unusually benign which everyone loved and 2018 has been full of volatility which everyone dislikes greatly. We know that over time markets will on average rise, because of the growth of […]
  • What do we do with our money when facing a dot-com bubble or 2008 scenario? December 07, 2018 - Over the past few months I have produced several blogs looking at investing, market timing, and risk and volatility. To end this series I want to focus on the key message behind everything we do, and how this should help through difficult times. The process We always talk about the method behind what we do; […]
  • “This time next year, Rodders, we’ll be millionaires!” November 26, 2018 - One of my favourite TV programmes is Only Fools and Horses. The immortal words “this time next year, Rodders, we’ll be millionaires!”, will forever be stuck in my head! In almost every episode Del had another money-making scheme; each time they never seemed to come to fruition. Ironically after all those years of scheming, the […]
  • Thoughts on Brexit November 16, 2018 - The last few days have finally seen Brexit go from the abstract to the very real and very fractious. There is now a divorce settlement on the table and very few like it, which was entirely predictable. As we have said previously, there are such divergently opposed camps and beliefs that any middle ground solution […]
  • Evaluating Values – Part Deux November 12, 2018 - This is the second part of ‘Evaluating Values’ and as with film sequels and second albums which tend to disappoint, please therefore lower your expectations of how useful and interesting this will be. In the first instalment, prior to ascertaining how shares can be valued to identify the ‘fair’ price, we started off by asserting […]
  • Market Volatility – causes and concerns November 06, 2018 - October has been a rough month for all global stock markets, with some decent downturns from 2018 highs. This blog hopes to address the concerns currently weighing on market sentiment and to examine whether they are transitory and emotional, or more fundamental. The biggest global concern depending on who you listen to, is either: US […]
  • Staying calm when investing October 11, 2018 - Our brains are naturally wired to avoid pain and seek pleasure. When there is so much information available to us, there is often a blur between truth and manipulation. Ultimately, we are often manipulated to desire things or have a certain point of view, whether it’s an advert for an aspirational item or a political/social […]
  • Ramping up the fear factor October 08, 2018 - Hardly a day goes by without hearing or seeing that the current bull market will come to an end. The arguments are compelling; if we look at history we are in the longest bull market in modern times: ‘49 – ’56: 86 months ‘74 – ‘80: 74 months ‘82 – ‘87: 60 months ‘90 – […]
  • How to evaluate values September 26, 2018 - Most people want to create increased personal wealth. The income received from employment is the primary source of funding for the majority. However, when part of this can be saved and invested, its subsequent growth means having someone working for you to create profits; it’s effort free and wonderful! Money working on its own to […]
  • Where to start? August 23, 2018 - I’ve been sitting staring at a blank screen for half an hour trying to decide how I start this update. It’s been a fruitless attempt to boil down all that is currently playing out and that remains in flux, to establish a core narrative. Essentially what is the single central theme investors should be focused […]