Aim of Portfolio:

The Portfolio looks to deliver above inflation return (capital growth) through a combination of fixed interest, equity and property investments, but with a higher weighting to equities.

Portfolio Review:

Quarterly Portfolio Update January 2020
Quarterly Market Update January 2020
Morningstar Quarter 4 2019 Portfolio OverviewJanuary 2020
Quarterly Portfolio UpdateOctober 2019
Quarterly Market UpdateOctober 2019
Morningstar Quarter 3 2019 Portfolio OverviewOctober 2019
Quarterly Portfolio UpdateJuly 2019
Quarterly Market UpdateJuly 2019
Morningstar Quarter 2 2019 Portfolio OverviewJuly 2019
Quarterly Portfolio UpdateApril 2019
Quarterly Market UpdateApril 2019
Morningstar Quarter 1 2019 Portfolio OverviewApril 2019

Risk and benchmark performance of Portfolio:

The Portfolio has a higher content of equity exposure compared to the Cautious and Balanced Portfolios. Currently the Portfolio holds approximately 14% in assets such as fixed interest and absolute return funds, with the balance in equity funds which can include property. We believe this is the best way to provide potential upside growth with a higher level of risk, however there is less protection against downside risk.

This is a Bespoke Portfolio, and although some of the holdings are similar to the Moderately Adventurous Portfolio the key difference is that this Portfolio doesn’t hold any Investment Trusts.

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The Portfolio was launched on the 1 January 2018 and the total return up to 31 December 2019 is 11.66% against a benchmark return of 10.13%. A detailed breakdown of the performance is shown below.

Standardised Performance

Performance from 1 January 2018 to 31 December 2019. Source: Morningstar,on a bid to bid basis with net income reinvested.

You should note that past performance is not a reliable indicator of future returns and the value of your investments can fall as well as rise. The total return reflects performance without sales charges or the effects of taxation, but is adjusted to reflect all on-going fund expenses and assumes reinvestment of dividends and capital gains. If adjusted for sales charges and the effects of taxation, the performance quoted would be reduced.

Split by funds:

Fund NamePercentage Holding
Diversifying Assets21%
Nomura Global Dynamic Bond Fund4.2%
First State Global Property Securities Fund4.2%FactsheetKID
Janus Henderson Horizon Pan European Property Equities Fund4.2%FactsheetKID
Legg Mason IF Rare Global Infrastructure Income Fund4.2%FactsheetKID
AHFM Defined Returns Fund Fund4.2%FactsheetKID
UK Equities
Jupiter UK Smaller Companies Fund4%FactsheetKID
AXA Framlington UK Smaller Companies Fund4%FactsheetKID
JOHCM UK Dynamic Fund4%FactsheetKID
European Equities
Janus Henderson European Smaller Companies Fund3%FactsheetKID
Schroder European Alpha Income Fund3%FactsheetKID
Artemis European Opportunities Fund3%FactsheetKID
US Equities
AXA Framlington American Growth Fund3%FactsheetKID
Artemis US Smaller Companies Fund5%FactsheetKID
L&G US Index Fund5%FactsheetKID
Japanese Equities
Neptune Japan Opportunities Fund2.5%FactsheetKID
Legg Mason IF Japan Equity Fund2.5%FactsheetKID
Global Equities
Baillie Gifford Global Discovery Fund5%FactsheetKID
Schroder ISF Global Recovery Fund6%FactsheetKID
Standard Life Global Smaller Companies Fund6%FactsheetKID
AXA Framlington BioTech Fund4%FactsheetKID
Far East (ex Japan) Equities
Alquity Asia Fund4%FactsheetKID
Hermes Asia Ex Japan Equity Fund4%FactsheetKID
Emerging Markets Equities
Schroder ISF Frontier Markets Equity Fund4%FactsheetKID
Baillie Gifford Emerging Markets Growth Fund3%FactsheetKID
Hermes Global Emerging Markets Fund4%

Important notes


These factsheets are provided by third parties for information. LWM is not responsible for these factsheets, has not reviewed them, and accepts no liability in connection with your use of them or any of their content. These factsheets display the fund manager’s standard retail charges and please note that product charges and fees may replace the charges displayed.