Aim of Portfolio:

To deliver a yield of 3.0% + p.a., with growth being secondary. 

Portfolio Review:

Quarterly Portfolio UpdateApril 2023
Quarterly Market UpdateApril 2023
FE Analytics OverviewApril 2023

Risk and benchmark performance of Portfolio:

Key points 

  • The current yield is 4.63% p.a. This is not guaranteed.  
  • We consider the long term as 10 years plus.  
  • The strategy doesn’t have a specific benchmark.  

For more information click here

Performance:

The Portfolio was launched on 1 July 2022. The chart shows the total return up to 31 March 2023.  

 Total Return Since Launch 
Income Portfolio 2.93% 

You should note that past performance is not a reliable indicator of future returns and the value of your investments can fall as well as rise. The total return reflects performance without sales charges or the effects of taxation, but is adjusted to reflect all on-going fund expenses and assumes reinvestment of dividends and capital gains. If adjusted for sales charges and the effects of taxation, the performance quoted would be reduced.

Split by funds within the Portfolio (as at 1 July 2023):

Fund NamePercentage Holding
Alternatives40.00%
PIMCO GIS Income Fund8.00%KIID
Premier Miton Strategic Monthly Income Bond Fund8.00%KIID
M&G Emerging Markets Bond Fund5.00%KIID
3i Infrastructure6.00%Documents
VT Gravis Clean Energy Income Fund6.00%KIID
The Renewables Infrastructure Group plc7.00%Documents
Country Specific Holdings
UK
LF Gresham House UK Multi Cap Income Fund4.00%KIID
Chelverton UK Dividend Trust plc4.00%Documents
US
JP Morgan US Equity Income Fund4.50%KIID
BlackRock Sustainable American Income Trust plc4.50%Documents
Regional and Global Holdings
Global
Artemis Global Income Fund5.00%KIID
Henderson International Income Trust5.00%Documents
Sarasin Global Higher Dividend Fund5.00%KIID
Fidelity Global Enhanced Income Fund5.00%KIID
Europe
BlackRock Continental Europe Income Fund3.00%KIID
Threadneedle European Assets Trust plc3.00%Documents
Asia
MI Somerset Asia Income Fund3.00%KIID
Janus Henderson Asian Dividend Income Unit Trust3.00%KIID
Emerging Markets
Utilico Emerging Markets3.00%Documents
JP Morgan Global Emerging Markets Income Trust plc3.00%Documents

Split by funds within the Portfolio (as at 1 July 2022):

Fund NamePercentage Holding
Alternatives40.00%
PIMCO GIS Income Fund8.00%KIID
Premier Miton Strategic Monthly Income Bond Fund8.00%KIID
M&G Emerging Markets Bond Fund5.00%KIID
3i Infrastructure6.00%Documents
VT Gravis Clean Energy Income Fund6.00%KIID
The Renewables Infrastructure Group plc7.00%Documents
Country Specific Holdings
UK
LF Gresham House UK Multi Cap Income Fund4.00%KIID
Chelverton UK Dividend Trust plc4.00%Documents
US
JP Morgan US Equity Income Fund4.50%KIID
BlackRock Sustainable American Income Trust plc4.50%Documents
Regional and Global Holdings
Global
Artemis Global Income Fund5.00%KIID
Henderson International Income Trust5.00%Documents
Sarasin Global Higher Dividend Fund5.00%KIID
Fidelity Global Enhanced Income Fund5.00%KIID
Europe
BlackRock Continental Europe Income Fund3.00%KIID
Threadneedle European Assets Trust plc3.00%Documents
Asia
MI Somerset Asia Income Fund3.00%KIID
Janus Henderson Asian Dividend Income Unit Trust3.00%KIID
Emerging Markets
Utilico Emerging Markets3.00%Documents
JP Morgan Global Emerging Markets Income Trust plc3.00%Documents

Important notes

Performance

The performance for the portfolio is based on the previous holdings of the portfolio. Data for performance is sourced from Morningstar. These figures are provided to give an indication of the performance of the Portfolio. The performance figures take into account all fund / asset charges but do not reflect any additional charges, for example the cost of the investment plan and fees paid to LWM. These expenses may reduce the actual figures shown.

As an example of how this will impact on the performance, assuming the total gross cost of the portfolio is 0.95% p.a. (this is reflected in the performance figures shown), then after rebates and reflecting any fees payable to LWM Consultants the actual cost of this portfolio could be 2.31% p.a. (assuming a fund of £100,000 this would be £2,310 p.a.) This means that the drag on performance is around 1.36% p.a. (assuming a fund of £100,000 this would be £1,360 p.a.) This is an indication of costs as the assets and costs will move. The cost of accessing the funds may be higher via other routes and will include additional fees, the estimate is based on the highest charge via a SIPP and for other investments the charge will be lower. Charges may also reduce depending on the size of the assets held.

You should note that past performance is not a reliable indicator of future returns and the value of your investments can fall as well as rise. LWM only invests in UK based investments although some funds / assets may have overseas holdings, the performance of funds / assets where some holdings are denominated in foreign currencies will also be subject to variations in currency rates.

Factsheets

These factsheets are provided by third parties for information. LWM is not responsible for these factsheets, has not reviewed them, and accepts no liability in connection with your use of them or any of their content. These factsheets display the fund manager’s standard retail charges and please note that product charges and fees may replace the charges displayed.