Below is a list of the funds we use and those under review. The funds under review could be added to the portfolios in the future. This list is regularly monitored and may change in the future:

Diversifying Assets

Panel Funds

Vanguard Global Bond Index Fund, Nomura Global Dynamic Bond Fund, First State Global Property Security Fund, TR Property, 3i Infrastructure, Legg Mass IF Rare Global Infrastructure Income Fund, AHFM Defined Returns Fund, First State Dividend Growth Fund, Rathbone Enhanced Growth Portfolio Fund

Review Funds

Lord Abbett Multi Sector Income Fund

UK

Panel Funds

Standard Life UK Smaller Companies Trust, AXA Framlington UK Smaller Companies Fund, Vanguard FTSE UK All Share Index, JOHCM UK Dynamic Fund

Review Funds

VT Castlebay UK Equity Fund

Europe

Panel Funds

Janus Henderson European Smaller Companies Fund, LF Miton European Opportunities Fund, ASI Europe ex UK Equity Fund

US

Panel Funds

AXA Framlington American Growth Fund, Artemis US Smaller Companies Fund, L&G US Index Trust, First Trust US Large Cap Core Alpha ETF

Review Funds

Legg Mason Clearbridge US Equity Sustainability Leaders Fund

Global / Specialist

Panel Funds

Scottish Mortgage Trust, SLI Global Smaller Companies Fund, Baillie Gifford Global Discovery Fund, Morgan Stanley Global Brands Fund, International Biotechnology Trust, Polar Capital Technology Trust

Review Funds

Barings Global Dividend Champions Fund

Asia/Emerging Markets/Frontier inc Japan, China and India

Panel Funds

MS Asia Opportunity Fund, Matthews Asia ex Japan Dividend Fund, Templeton Emerging Markets Trust, Hermes Global Emerging Markets Fund, ASI China A Equity Fund, Matthews China Smaller Companies Fund, Legg Mason IF Japan Equity Fund, JPMorgan Japanese Trust

Review Funds

Fidelity Asia Pacific Opportunities Fund, MI Somerset EM Discovery Fund, Amundi Funds SBI FM India Equity Fund