Over the coming week you will be receiving your half yearly valuation report.
An important part of our service is the understanding of requirements, the creation of bespoke plans and on-going advice on all matters financial.
These are all value added benefits but we are aware that the “bottom line” is all about making money.
If the portfolios matched the index in performance net of all fees then an argument could be made that the additional benefits come for free, but this is not our aim nor do we believe this is good enough.
We aim to significantly outperform the benchmark indices and truly “add value” to client holdings.
Below are the performances of all portfolios since their creation on 1 January 2009.
The lower risk portfolios have produced excellent “value added” returns of up to 62.92% above the index since launch.
The higher risk portfolios have done less well with excess returns of up to 30.82% since launch. However, we expect this to widen as markets become less risk averse (and they are very risk averse at present).
Our half yearly report goes into more detail on the investment markets and the LWM Portfolios. To read this, please click here.
Portfolio Performance: 1 January 2009 – 30 June 2012
| Portfolio Performance | IMA Global Sector Performance | Out Performance | |
|---|---|---|---|
| Cautious Income | 61.21% | 37.57% | + 62.92% |
| Cautious Growth | 55.73% | 37.57% | + 48.33% |
| Balanced Growth | 54.20% | 37.57% | + 44.26% |
| Moderately Adventurous Growth | 51.29% | 37.57% | + 36.52% |
| Adventurous Growth | 49.15% | 37.57% | + 30.82% |
Portfolio Performance: 1 July 2009 – 30 June 2012
| Portfolio Performance | IMA Global Sector Performance | Out Performance | |
|---|---|---|---|
| Cautious Income | 47.77% | 33.39% | + 43.06% |
| Cautious Growth | 42.74% | 33.39% | + 28.00% |
| Balanced Growth | 41.17% | 33.39% | + 23.30% |
| Moderately Adventurous Growth | 38.79% | 33.39% | + 16.17% |
| Adventurous Growth | 36.83% | 33.39% | + 10.30% |
The performance is from the 1 January 2009 – 30 June 2012. Source: Morningstar, on a bid to bid basis with net income reinvested.
You should note that past performance is not a reliable indicator of future returns and the value of your investments can fall as well as rise. Please see additional performance data in the half yearly review and special note included in this review.
NOTE: This is written in a personal capacity and reflects the view of the author. It does not necessarily reflect the view of LWM Consultants. The post has been checked and approved to ensure that it is both accurate and not misleading. However, this is a blog and the reader should accept that by its very nature many of the points are subjective and opinions of the author. This is not a recommendation to buy any product or service including any share or fund mentioned. Individuals wishing to buy any product or service as a result of this blog must seek advice or carry out their own research before making any decision, the author will not be held liable for decisions made as a result of this blog (particularly where no advice has been sought). Investors should also note that past performance is not a guide to future performance and investments can fall as well as rise.